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Expertorial: Masabi—COTA Tap to Pay

  • 10/7/2026

In many transit systems that have added Open Payments using contactless bank cards, the easiest way to pay can also be the most expensive. Too often, introducing contactless payments creates a trade-off. Fare capping, free transfers, reduced fares and concessions, and access to payment history may remain available to smartcard or app users, but not to riders who use Open Payments.

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